Investments

Housing Loans Surge Signals Deepening Financialisation of Indian Home Ownership

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For millions of Indian households, buying a home remains the single biggest financial decision of their lives. Data from the Economic Survey 2025–26 shows just how dramatically this choice has reshaped household finances over the past decade. Outstanding individual housing loans have more than tripled, rising from around ₹10 lakh crore at the end of […]

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India’s Investor Base May Double in 3–5 Years, Says Sebi Chief

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Sebi Chairman Tuhin Kanta Pandey on Monday said India’s unique investor base could double over the next three to five years, driven by rising household participation and strong economic growth. Speaking at the CII National Financing Summit, he noted that equity ownership in India remains underpenetrated despite steady market expansion. Pandey said sustained economic growth

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Explore 7 Post Office Savings Schemes Offering Up to 8.2% Annual Returns

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If you prefer secure, guaranteed returns on your investments, post office savings schemes remain one of the most reliable options. These government-backed schemes offer assured annual returns ranging between 7% and 8%, making them a popular choice for conservative investors. Here’s a look at seven key small savings schemes and their latest interest rates. 1.

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RBI Simplifies Banking: No Nominee? You Can Still Open an Account or Locker from Nov 1

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The Reserve Bank of India (RBI) has issued new directions on banks’ nomination facilities for deposit accounts, fixed deposits (FDs), safe deposit lockers, and articles kept in safe custody. The new rules will come into effect from 1 November 2025, aligning with the Banking Laws (Amendment) Act, 2025. The guidelines aim to ensure smoother claim

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EPFO Rules Relaxed: 75 Percent of PF Balance Can Be Withdrawn Immediately, Clarifies Mansukh Mandaviya

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The Union Minister for Labour and Employment, Mansukh Mandaviya, on Thursday announced major relaxations in the Employees’ Provident Fund Organisation (EPFO) withdrawal rules, making it easier for employees to access their savings in times of need. Speaking to ANI, Mandaviya said the new measures aim to simplify the EPF withdrawal process and strengthen the social

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EPFO launches Employees’ Enrolment Scheme 2025 to expand social security coverage

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In a bid to widen the social security net, the Employees’ Provident Fund Organisation (EPFO) has announced the ‘Employees’ Enrolment Scheme, 2025’ (EES 2025), allowing employers to voluntarily declare and enrol eligible workers who were previously left out of the provident fund system. The scheme, unveiled on Monday, aims to bring both existing and new

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